Public Sector Insurance
We know that the Public Sector faces unique challenges. That's why we specialise in offering innovative and tailored insurance solutions.
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We act as a strategic partner for our clients,protecting their assets, civil servants and elected officials.
Our value proposition is based on solid technical capability and in-depth knowledge of the legal framework, which enables us to manage risks effectively and design bespoke insurance programmes for administrations, universities and other entities. We work closely with each administration's teams to prepare technical specifications and manage tenders, guaranteeing regulatory compliance and the best economic terms for our clients.
In addition, we offer proactive and effective claims management, supporting from risk analysis and prevention through to the processing and resolution of claims. We not only resolve incidents, but analyse their causes to implement measures that reduce future events, generating significant cost savings for the administration.
What do we insure?
Public Liability Insurance for Public Employees
This insurance offers comprehensive protection for the public sector. It covers both financial damage that the administration may cause to third parties and the civil and employment liability affecting its employees and those of subcontractors. In addition, it includes a specific policy to protect authorities, civil servants and elected officials, covering claims arising from their duties, with guarantees for legal defence, bonds and image restoration.
Performance Bond Insurance for Tenders and Public Works
Performance bonds are an essential guarantee for working with public administration, as they guarantee fulfilment of contractual obligations in tenders and works. In the event of non-compliance by the contractor, the policy covers compensation to the administration. We offer different types, such as provisional guarantees for bids and definitive guarantees for awarded contracts, which optimises the company's resources without affecting its financial capacity and facilitates access to large-scale projects.
Contingency and Damage Insurance
Our contingency and damage insurance enables public administrations to face unforeseen events without compromising their financial stability. The contingency policy covers a wide range of unexpected events, such as emergencies, natural disasters, cyber risks or political events. For its part, premises damage insurance protects material assets, including buildings, equipment, furniture and archives, against theft, fires and other material damage.
Environmental Liability Insurance
With this insurance, public administrations can protect themselves from environmental damage arising from their operations. This specialised policy guarantees compliance with regulations, including the European Environmental Liability Directive, and covers the corresponding compensation. In this way, it ensures that the administration can respond responsibly and effectively to any incident affecting the environment.
